Introduction

Welcome to Self Direct Loans (the “Site”). By accessing or using this website, you agree to be bound by these Terms and Conditions (the “Terms”). Please read them carefully before using the Site. If you do not agree with these Terms, you should not use this website.

About this website

Self Direct Loans is an informational website that helps visitors compare personal-loan services, online education programs, and credit-building products. We provide general information only and do not offer legal, financial, tax, or professional advice. The content on this Site is for educational and informational purposes and should not be relied upon as a substitute for professional guidance.

Self Direct Loans is not a lender, bank, credit card issuer, or school, and does not make credit or admissions decisions. Loan amounts, APRs, rates, fees, tuition, accreditation, and approval are set by the applicable provider. Some links on the Site are affiliate or partner links, and we may earn a commission or referral fee when you use them, at no additional cost to you; see our Affiliate Disclosure.

No professional advice

Nothing on this Site constitutes, or is intended to constitute, legal, financial, tax, medical, or other professional advice. You should always consult with a qualified professional regarding your specific situation before making decisions related to loans, credit, education, finances, or any other important matter. You are solely responsible for how you use the information provided on this Site.

Accuracy and availability of information

We strive to keep the information on this Site accurate and up to date. However, provider offers, eligibility rules, and related regulations change frequently, and we cannot guarantee that all information is current, complete, or free from errors. We make no warranties or representations about the accuracy, reliability, or completeness of any content on the Site.

We may modify, update, or remove content at any time without notice. We also do not guarantee that the Site will always be available, uninterrupted, or secure, and we reserve the right to suspend or discontinue all or part of the Site at any time.

User responsibilities

By using this Site, you agree that you will not use it for any unlawful or prohibited purpose. You also agree not to:

• Use the Site in any way that could damage, disable, overburden, or impair it;
• Attempt to gain unauthorized access to any part of the Site, other accounts, or computer systems connected to the Site;
• Use the Site to transmit any harmful or malicious code, spam, or unwanted communications;
• Engage in any activity that interferes with or disrupts the proper working of the Site.

Third-party links and resources

The Site may contain links to third-party websites, tools, or resources that are not owned or controlled by us. These links are provided for your convenience and informational purposes only. We are not responsible for the content, accuracy, policies, or practices of any third-party websites.

When you access third-party websites, you do so at your own risk. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Intellectual property

Unless otherwise noted, all content on this Site, including text, graphics, logos, images, and layout, is owned by or licensed to Self Direct Loans and is protected by applicable intellectual property laws. You may view and use the content for your personal, non-commercial use only.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site for commercial purposes without our prior written permission.

Limitation of liability

To the fullest extent permitted by law, Self Direct Loans and its owners, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of this Site or reliance on any information provided here, even if we have been advised of the possibility of such damages.

Your sole and exclusive remedy for dissatisfaction with the Site or its content is to stop using the Site.

Indemnification

You agree to indemnify, defend, and hold harmless Self Direct Loans and its owners, contributors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Site, your violation of these Terms, or your violation of any rights of another person or entity.

Changes to these Terms

We may update or revise these Terms from time to time at our sole discretion. When we make changes, we will update the “last updated” date at the top or bottom of this page. Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Terms.

Governing law

These Terms and your use of the Site shall be governed by and construed in accordance with the laws applicable in your jurisdiction, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the use of the Site shall be subject to the exclusive jurisdiction of the courts in the relevant jurisdiction, unless otherwise required by law.

Contact us

If you have any questions about these Terms and Conditions, you can contact us by email at [email protected] or by mail at: Self Direct Loans, 30 N Gould Street #38464, Sheridan, WY 82801.