City Loans — Request a Loan in 3 Easy Steps
Pick an amount, complete a short secure request, and get matched with a network of lenders — with funds typically deposited within one business day.
- Up to $5,000
- ~1 business day funding
- Any credit may apply
- Loan marketplace
Advertiser Disclosure: we may be compensated when you use the links on this page. This does not affect the options shown.
How it works
- Fill out the short, secure online loan request and submit it.
- City Loans’ network of lenders reviews your information and may present loan options.
- If a lender approves you, review your loan documents and e-sign your agreement if required.
- Your loan is deposited directly to your bank account — typically within one business day.
Why choose it
Fast Funding
Money typically deposited within one business day of closing.
Simple Request
A short, secure online request you can finish quickly.
Lender Network
Your request is reviewed by a network of lenders who may make an offer.
Fully Online
Request from your phone or computer — no store visit.
City Loans states that requests may be accepted with any type of credit, though a few basic requirements still apply — check with the lender for specifics. Rates and terms are set by the lender. City Loans is a loan-request service that submits your information to a network of lenders. You complete a short secure request, and if a lender approves you, you review (and may e-sign) the loan documents, with funds typically deposited within one business day. It’s a fast, fully online way to shop smaller loan amounts — the actual rate and terms come from the lender, not from City Loans.
Quick facts
| Loan amount | Up to $5,000+ |
|---|---|
| Type | Loan marketplace (not a lender) |
| Funding | Typically within 1 business day |
| Credit | Any credit may be accepted |
| APR / rates | Set by lender (varies) |
| Cost | Free to request, no obligation |
Frequently asked questions
Is City Loans a lender?
No. City Loans submits your request to a network of lenders who decide whether to make an offer. The lender sets your rate and terms.
Can I use the loan funds for any purpose?
City Loans presents personal loans, which are generally flexible in how they’re used. Confirm any restrictions with your lender.
How fast can I get funds?
If a lender approves you, funds are typically deposited within one business day.